When a life partner dies, the surviving spouse can apply for a survivor’s pension. In this way, he receives part of the retirement pension he received or could have obtained at the time of his retirement. Several conditions are however essential to benefit from this pension, in particular the fact of being 55 years old and having been married. It is also necessary to be careful to keep this survivor’s pension because it can, in certain cases, be withdrawn. Explanations.
In the majority of the basic schemes, there is a scale of income in order to receive the survivor’s pension. Household income must therefore be less than 24,441.60 euros gross per year, or the equivalent of 1,953.47 euros per month, if you live alone. In the event that you are in a relationship again, it is imperative that they do not exceed 37,506.56 euros gross per year. The survivor’s pension that you receive can thus be reduced, or even eliminated, if you live together again. This condition cannot apply if your spouse was a civil servant or a lawyer, but also in the context of a supplementary pension from other schemes.
In the case of a remarriage, several scenarios are possible. Indeed, you can lose the survivor’s pension received from your deceased spouse’s pension fund or see it continue. For employees affiliated to the Retirement Insurance, remarriage has no impact on the payment of the survivor’s pension. On the contrary, the public service does not allow remarriage to be combined with maintenance of the survivor’s pension. A vast group of liberal professions, apart from lawyers, authorizes remarriage coupled with the retention of the survivor’s pension. In the majority of schemes, PACS has no effect on the survivor’s pension received.