Budget: the BISOU method will save you a lot of money
Do you find yourself cluttered with belongings and items that you have hoarded at home and never use? Your end of the month is sometimes difficult and you would like to save money? Like...
Social assistance: all the months when it will increase in 2023
Like every year, January 1st sees the arrival of changes, increases and developments in our daily lives. For this year 2023, major changes are once again on the program, directly linked to the purchasing...
Airbnb and taxes: what is the taxable amount in 2023?
Renting your accommodation on Airbnb is becoming an increasingly common practice and therefore more and more scrutinized by the tax authorities. But from what amount must you declare your real estate income received through...
Leclerc: cheese, green beans… All products currently recalled
Buitoni, Kinder... The year 2022 was marked by numerous health alerts. Since the creation of Rappel Conso in the spring of 2021, consumers have become increasingly aware of the various recall procedures. This platform...
PER: the unsuspected rights of your spouse
Since October 1, 2019, the PER (Retirement Savings Plan) has gradually replaced the other retirement savings plans. Available in three different forms, an individual PER and two company PERs, it is a perfect way...
How much should you leave in your checking account?
An unexpected vehicle repair, work to finance in your home or even unplanned medical expenses, it is crucial to keep a sufficient savings cushion to deal with hardships. What about checking account? How to...
Inflation: 8 tips to save money on your cleaning products
Fabric softener, window cleaner, sponges, dishwashing liquid... Your kitchen, your bathroom, your toilets and your storage room are rooms full of household products. These represent a real budget for the French! According to the...
Important papers: how long should you keep your insurance documents?
When the files accumulate, it is common to want to sort through your papers in order to find order and serenity. Faced with the accumulation of administrative papers and contracts, it is therefore difficult...
Withholding tax: which explains the change in your rate
Unknown to a large number of taxpayers, the modification of the withholding tax rate sometimes remains unclear and subject to poorly understood conditions. In fact, this major change must be made by December 31...
Airbnb: how to rent out your house?
Nearly 8 million French people use Airbnb, almost a third of them as hosts. They manage their advertisement on the platform as hotels do: they establish the dates of availability of their accommodation, accept...
Taxes 2023: declaration, scale and exemption thresholds
It is now official, the income tax scale will be increased by 5.4% in 2023. Indeed, in order to contain the effects of inflation on the level of taxation of French taxpayers, the law...
Bank card: what it costs you more in 2023
Crédit Agricole, BNP, CIC or Société Générale, French financial institutions are increasing their account maintenance and bank card prices from February 2, 2023. Fairly discreet increases for basic current accounts, but more substantial for...
How to properly prepare your Retirement Savings Plan (PER)?
The new Retirement Savings Plan is a top-notch solution for supplementing their income or maintaining their current standard of living.The PER is a savings product that allows you to contribute during your working life...
Inflation: flour, toilet paper… Supermarket prices continue to rise
The explosion in the price of fuel is not the only thing to hurt the wallets of the French. For more than a year, some supermarket products have been reserved for a lucky few....
Russian oil: what will Putin’s ban in France change?
Action reaction. Vladimir Putin announced last week what sanctions would be applied to countries that will cap the price of a barrel of Russian oil. As a reminder, the European Union, the G7 and...
Bank account: this common mistake that threatens your purchasing power
Rising prices were a constant in 2022. Every month, the French saw their purchasing power decrease and therefore had to find strategies and tricks to save money. However, on their bank account, many of...
Bank transfers: the 11 dates to know in 2023
The easiest way to transfer money. We no longer present the bank transfer, which has become a simple formality with the advent of banking applications on French mobiles. Thanks to it, you can easily...
Salary: being paid weekly or monthly, which is better?
One payment every two weeks. If you are an employee, your pay is paid at the end of each month into your bank account, but is this really the most advantageous for you? Generally,...
Load shedding: businesses that will remain open despite power cuts
Emmanuelle Wargon, president of the Energy Regulatory Commission, spoke on Wednesday December 28 on the France Inter set about the risk of upcoming power cuts, as reported by our colleagues from Liberation. The French...
Raclette: the best brand to find in the supermarket
Raclette is one of the favorite dishes of the French: across France, each household consumes an average of 1 kg of raclette per year, according to Lara-clettte.com. The reason ? It's a very comforting,...
Life insurance and PER: what you can no longer do after December 31, 2022
The retirement savings plan, also known as PER, was created in 2019 through the PACTE law. Since then, this plan has accumulated more than six million beneficiaries, as reported by our colleagues from Pleine...
Gas: which households will pay more in 2023?
During the year 2022, inflation has affected almost all areas. Food, services, energy… The French have seen their purchasing power reduced in all of their daily lives. In 2023, while it is possible that...
Electricity: how much will the bill increase in 2023?
Soaring energy prices, electricity in particular, have been in full swing for almost a year. Indeed, since last January, users of the electricity network throughout France have seen their bills increase by a total...
ATM: withdrawing cash will be more expensive in 2023
Bad news to start the year. 2022 has not been easy for the French budget, between the rise in energy prices and the drop in purchasing power linked to inflation. Many people seek to...
PayPal: how to cancel a transfer made by mistake?
PayPal is a very popular online payment and transfer platform. In particular, it allows you to make online purchases in complete security, thanks to the sophisticated encryption to which the transactions are subject. This...
Paypal: how to make a complaint about a payment?
What should I do if I have a problem with PayPal? If you are not satisfied with the PayPal service and encounter a problem during a purchase, a sale or a refund, the service...
Pension reform: what the transition to 64 would change for you
Emmanuel Macron clings to his reform and wants to push back the legal retirement age to 65 by 2031-2032. The consultations will continue until January 6, 2022, before a presentation on January 10. The...
Can the bank withdraw a customer’s authorized overdraft?
Two scenarios arise. If your overdraft was concluded for a fixed term of three, six months or more, it ends on the expiry date of the contract. On the other hand, the bank cannot...
Savings 2022: when will you receive your interest?
Customers of several banks have seen the interest rate on their savings account increase lately. This means that the return on the savings efforts made will be more advantageous. Generally speaking, the return on...
Contaminated spices: the 8 supermarkets affected by the massive recall
The use of spices by humans dates back more than 5000 years before the year 0! As soon as they were discovered by certain ancient civilizations such as the Babylonians or the Assyrians, humans...
Power cuts this winter: will you be covered by your home insurance?
This winter, as we know, the electricity distributor RTE could be required to make targeted cuts in French departments. For this, a kind of electricity consumption weather report has been set up on the...
Inflation: the new forecasts for 2023
The year 2022 was marked by the return of inflation. Economists and consumers alike have seen it: prices are skyrocketing. At the end of this year, inflation crossed the 10% threshold in the countries...
Shortage: what are the products at risk in 2023?
On November 22, 2022, Frédérique Schelcher, CEO of Système U, already confided his fears about potential future shortages on the set of franceinfo. The typical example he gives is then that of chickpeas: the...
Investing in new: how to be exempt from property tax?
The usufructuaries as well as the owners must pay the property tax on built property (TFPB) each year. The tax must be paid even if the accommodation is rented to a tenant. However, there...
New real estate: the 4 guarantees that protect you
Why buy new and with what guarantees? New real estate ensures you a building with the latest construction and demanding quality standards. You thus have the commitment to own a home in the future...
Real estate: what to do with your home after the Pinel law?
Once your commitment to the Pinel scheme has expired, generally after 6, 9 or 12 years, several options are available to you for the proper management of your accommodation. You can first continue to...
Real estate: how to help your children to buy new?
Young people also want to become owners. In a gloomy context, parents are often there to support or finance the project of their offspring. The State encourages parents who would like to help their...
Do you have to do your shopping in several times to pay less?
Stratagems to lighten the bill. Inflation on food products continues and many French people are looking to save money at the supermarket. Take advantage of promotions, buy private labels, use vouchers... Some have completely...
Reminder at Intermarché: the 10 products to bring back to the store this weekend
Each day is enough for its reminder. Listeria monocytogenes, E. Coli, foreign bodies... There are many reasons that lead a supermarket to withdraw certain products from their shelves.The Intermarché brand is no exception to...
Real estate: what other ways to invest in new property after the Pinel Law?
If many co-owners have invested in the Pinel law, the end of this system, scheduled for December 31, 2022, is not inevitable. Thus, as specified by the Anil (National Agency for Information on Housing)...