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Bank account: 5 questions about the failed government project on your data

Ficoba, does that ring a bell? This somewhat barbaric name is not that of a seed or a trendy restaurant, but of a device that concerns you directly. The National File of Bank and...
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Inheritance tax: why the relief is not for now

Succession is, it seems, a certain quagmire for many French people. This system, provided for by law, allows an individual to bequeath his estate after his death. But all this has a cost, for...
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Christmas 2022: what are the gifts that will cost you more this year?

Should we expect a frugal Christmas? Between the increase in food prices and that of energy, the budget of the French seems particularly limited for gifts on December 25. Last year, the fear focused...
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Price of a baguette: here’s how much it could soon cost you

No choice. With soaring energy prices, some activities will be forced to increase the value of goods sold, such as bakers. The latter are likely to once again bear the brunt of inflation, says...
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Inflation: what are the French doing to pay less at the supermarket?

What are the French doing to save on their food budget in the face of inflation never seen in France? Faced with rising prices, 82% of French people have changed their food purchasing behavior...
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Tax on household waste: the cities where we pay more

Increases that hide others. Many owners had a bad surprise when they received their property tax notice, noting an increase in the latter for the year 2022, on average by 3.4%. As Capital explains,...
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Electricity bill: why it could cost less than expected in 2023

Bad news that could perhaps lead to good news. The consumer association CLCV (Consommation Logement Cadre de vie) denounced "manipulations by certain suppliers who have deliberately abused the mechanism for access to nuclear electricity",...
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Budget: how to calculate and optimize your monthly living allowance?

Food shopping, clothing, outings and "pleasure" expenses... It is with your monthly "rest to live" that you can pay for them each month. This sum corresponds to what you “remain” each month when you...
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Electricity bill: a retiree must pay 4,300 euros to EDF

A staggering bill. A resident of Draguignan (Var) had a very bad surprise at the end of last year, when she received her last bill for 2021. Laure Beizan, 70, tells Var-Matin that she...
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Historic Increase in Wear Rate: Here’s What It Means

Good news for some, but bad news for others. For several weeks, thousands of home loans have been refused and it is increasingly complicated for customers to be able to obtain property.The usury rate,...
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Engie, EDF, Total: the “bonuses” planned for energy-efficient customers this winter

A 10% reduction in energy consumption. This is the sine qua non condition to avoid cuts this winter, according to government calculations.To deal with the crisis that threatens the cold season, the authorities are...
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Inflation: the 5 supermarkets that improve your purchasing power

Soap, paste, tomato… These products are getting more and more expensive. Buying becomes more and more complicated when you know that inflation is still increasing. The French are tightening the screws because the racing...
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Inflation at 8%, energy prices: the OECD’s dark scenarios for 2023

France, like the world, is not done with the crisis. Record inflation, shortages, soaring energy prices… Winter promises to be harsh, and the international climate is tense to say the least.In this context, the...
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Housing tax 2022: the dates you absolutely need to know

Will pay or not pay? This year, only 20% of French people still have to pay housing tax, which will then be permanently abolished in France. If you paid it in 2021, you may...
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Bank card: 6 problems that can arise during payment

Scammers are always on the lookout to exploit the slightest loophole. This is why it is important to be cautious and know how to both guard against risks and detect signs of attempted fraud.This...
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Power cuts: government instructions to be applied this fall

Autumn, rain and cold, here you are! The arrival of cool temperatures sign the fear of a shortage of electricity quickly. To deal with it, the President of the Republic Emmanuel Macron announced “the...
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Income tax: discover the new scale for 2023

This is good news for all French people who pay income tax. Economy Minister Bruno Le Maire presented the government's finance bill for 2023 on Monday, September 26, announcing that the income tax scales...
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Ecowatt: the electricity weather forecast soon to be broadcast on television?

The energy crisis is growing ever more severe on French territory. The specter of power cuts threatens the winter. At present, forecasts are still difficult to establish.Thus, if Emmanuelle Wargon, president of the Energy...
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Taxes: how to modify the advance that will be paid in January?

Tax season has begun. The owners are the first to open the ball in October since they have to pay the property tax, which is up in many municipalities this year. Then will follow...
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Real estate: profiles who can still borrow in times of inflation

It's hard to ignore inflation. This one, in addition to making the front page of all or part of the press in France and Navarre, also makes the pockets of French women and men....
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French median wealth higher than in Germany or the United States?

While purchasing power has been falling sharply for several months, the wealth of the French has increased sharply in 2021. In its annual Global Wealth Report published on Tuesday September 20, Credit Suisse has...
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Linky meter and energy crisis: the announcement of Enedis

"If everyone plays their role", everything will be fine, said Emmanuel Macron. “There is a tension, we have seen it for several months, life is more expensive. And so it is difficult for many...
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Family caregivers: discover your rights and your new helpers!

Helping a loved one, a member of his family who is losing his autonomy following an illness, an operation, an accident is not easy. Far from it... Lack of time, geographical distance, imbalance between...
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Will tax hikes return in 2023?

Will he (still) have to put his hand in his pocket? It is clear, in any case, that prices are rising almost continuously. Due to inflation, the French have had to learn to tighten...
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Bank card, cash… What merchants are obliged to accept

This is a situation that many of us have already experienced. Find yourself at the cash desk to pay and realize that the credit card is not accepted. We search our pockets in the...
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Inflation: the 10 products you are paying more for right now

Fewer things in your cart, but still a hefty bill. Shopping is increasingly complicated for many households who were already struggling to make ends meet. The prices of many food products have been rising...
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Taxes 2023: good tax reflexes to put in place right away

More than ever, taxes are expensive for French women and men. Inflation has eaten into their purchasing power; so much so that even those who have benefited from an increase in their income or...
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High-end bank card: the unsuspected advantages it provides

For many, credit cards are primarily used to pay or draw cash. In fact, these small objects can provide particularly interesting advantages. Standard cards are the most common because they are more affordable. However,...
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Taxes: what to do when planning to retire in 2023

Inflation obliges, the government has decided to revise upwards the tax scale. Very concretely, this means that French men and women will pay, on an equivalent income, less tax than was initially planned. And...
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Savings: everything that could soon change for you

Livret A, sustainable and solidarity development booklet, housing savings plan… Regulated savings represent 14% of the financial savings of French households, reports the Banque de France in its annual report on regulated savings. Its...
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Real estate credit: follow the guide to borrow

To offer you the accommodation of your dreams, you will surely go through the "loan" box. But before embarking on this project, it is essential to consider certain elements. Discover the borrower's guide.The APR...
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Electricity bill: appliances to change to save 550 euros per year

Doing the dishes, cooking, washing clothes... Taking care of your home takes time and costs money. We don't think about it by cleaning dirty dinner plates or putting linens in the washing machine, but...
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Power cuts this winter: a possible scenario, according to the Energy Regulatory Commission

Power cuts could well become a reality. The unprecedented energy crisis that France is currently going through could have unprecedented consequences this winter."If it's really cold this winter and EDF is late in reopening...
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Inflation: 9 products to replace meat in the supermarket

Fewer fresh products and more promotions. More and more consumers are changing their habits at the supermarket and adapting to rising prices to save money. According to the latest data from the NielsenIQ firm,...
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Inflation: 7 tips to save money on your cleaning products

Fabric softener, window cleaner, sponges, washing-up liquid... Your kitchen, your bathroom, your toilets and your storage room are rooms full of household products. These represent a real budget for the French! According to the...
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Heating: 7 questions to ask yourself before turning it back on

Autumn is definitely here. After a hot summer, are we heading towards a particularly cool season? In any case, the drop in temperatures this week seems very early.This week, there are few departments where...
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Deduction and solidarity at source: the other objective of the government

It was undoubtedly one of the biggest reforms of the previous five-year term. The withholding tax, on which Gérald Darmanin worked a lot while he was still Minister of Action and Public Accounts, was...
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Can you really earn more on unemployment than working?

He put the question back at the center of all attention. This Friday, September 9, 2022, when many left-wing personalities met at the traditional Humanity Day, Fabien Roussel did not hesitate to blow in...
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New gas and electricity prices: the bill that awaits you depending on your situation

The note is likely to be salty this winter. Faced with the energy crisis, the rise in gas and electricity prices is inevitable, and its repercussions on the wallets of the French, just as...
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Purchasing power: the calendar of aid you can benefit from

Difficult weeks. Back to school is financially complicated for the French, with inflation which has direct consequences for their purchasing power. Added to this is the property tax - which will have to be...