According to recent figures, between 8 and 11 million people are forced to put their careers on hold in order to take care, temporarily or permanently, of a member of their family. The pension system therefore imagines compensation in order to take these situations into account with the presence of quarterly increases, the possibility of leaving at 65 at the full rate or even free old-age insurance for stay-at-home parents. What will the pension reform change for this scenario?
Thanks to the pension reform, the status of family carers will change with the creation of old-age insurance for carers. For the time being, caregivers are affiliated to the general pension scheme and nearly 60,000 people benefit from the “home-parent old-age insurance” (AVPF) scheme. Through it, the caregiver obtains a contribution made by the CAF and validates the quarters that will count for his retirement. The carer can thus obtain up to eight increased quarters in the event that he has worked part-time or has completely broken his activity.
With the creation of an old-age insurance for carers (AVA), the government wants to add 40,000 new beneficiaries to this system, in addition to the current 60,000. It is therefore a question of including carers who do not live together or have no family ties with the person being cared for. The incapacity rate must also be modified with a relaxation and a threshold which will no longer be set at a minimum of 80%. However, many associations, in particular the Inter-associative Collective of Family Caregivers (CIAAF) believe that the executive would have the possibility of increasing this system by extending it to sick or elderly people.
