In order to estimate the amount of your future retirement, the schemes to which you are affiliated study your career and your income in order to create an estimate of your future resources. These estimates are therefore made according to changes in prices, wages and the social security ceiling. How can you read and interpret this Global Indicative Estimate (IGA)?
The overall indicative estimate gives you an overview of your acquired rights and offers you an estimate of the amount of your future retirement pension. From the year you turn 55, then every five years, you will receive this estimate until your retirement. Directly sent to your home, it identifies the major moments of your career before observing what the amount of your retirement pension could be between the legal retirement age and the age of obtaining the full rate.
The overall indicative estimate is developed from several elements. Therefore, it is the information known by the various plans as of December 31 of the previous year that is taken into account, before formulating end-of-career assumptions based on your current situation. Your periods of employment or unemployment are, in fact, counted. The stability of your income is also observed until the moment of your retirement. Finally, the regulations in force on the day of the calculation are also applied, even if the amounts applied have the value of an estimate.
