Whether they are attached to the State, to a territory or to the hospital sector, civil servants holding their position have similar rules and rights. The methods for calculating the pension are thus close to each other. Concerning territorial civil servants, they are affiliated to the basic scheme of the National pension fund for local authority employees (CNRACL). Discover all the information you need to know about this retreat.
To calculate the amount of the pension of territorial civil servants, the CNRACL takes into account several data. Thus, the quarters that can be liquidated are referred to in terms of duration of effective service. It is possible to take bonuses into account, in addition to the number of terms. The reference year is also important since it is used to know the number of quarters essential to obtain a full rate. On average, it is the year of 60 years that acts as a reference. Finally, the basic index salary is also important since we are interested in the last six months of salary at the date of termination of service.
The amount of the retirement pension for a territorial civil servant is calculated according to the formula “gross index salary x percentage of liquidation x coefficient of reduction or increase”. It is possible to obtain precise estimates of the amount for his future retirement on the CNRACL website with the global indicative estimate (EIG), retirement simulations or the inter-scheme simulator M@rel. The latter allows you to carry out simulations concerning the age of your retirement at full rate, as well as the amount of your future pension.